Payment Policy
Online Payment Options
We allow users to purchase products using only the following forms of payment.
We allow users to purchase products using only the following forms of payment.
- UPI
- Credit Cards
- Debit cards
- Net Banking
Payments have to be made in full and the items will be shipped only after we receive the payment confirmation. Please note that payments can only be made in Indian Rupees and all the above payment instruments must have been issued by legal entities that are subject to Indian regulations and are operational in India
Minimum order
There is no minimum order requirement.
Pricing and availability
All prices are listed in Rupees (INR). The prices are inclusive of all taxes.
If the products that you purchased is/are not available, we will promptly call / inform you electronically within two working days of your purchase and fully refund the money for the out-of-stock item(s).
Payments
We offer multiple payment methods. Whatever your online mode of payment, you can rest assured that our trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.
You may use Internet Banking, Gift Card, Cash on Delivery, and Wallet to make your purchase. We also accept payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and 21 other countries.
Hidden charges
There are NO hidden charges when you make a purchase on Homfert. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.
Cash on Delivery (C-o-D)
If you are not comfortable making an online payment on our website, you can opt for the Cash on Delivery (C-o-D) payment method instead. With C-o-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online. But you will be charged an amount of Rs 100 as (C-o-D) charges. It is strictly a cash-only payment method. Gift Cards or store credit cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees are accepted.
How do I pay using a credit/debit card?
We accept payments made by credit/debit cards issued in India.
Credit cards
We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, and three-digit CVV number (found on the backside of your card).
Debit cards
We accept payments made using Visa, MasterCard and Maestro debit cards.
To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), and three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.
Is it safe to use my credit/debit card on Homfert?
Your online transaction on Homfert is secure with the highest levels of transaction security currently available on the Internet. All credit card and debit card payments on Homfert are processed through secure and trusted payment gateways.
Internet Banking Payment
We offer you the convenience of using your bank's Internet Banking service to make a payment towards your order. With this, you can directly transfer funds from your bank account while conducting a highly secure transaction.
We accept payment through Internet Banking for the leading banks
Credit/debit card /Internet Banking payment through mobile
You can make credit card payments through the Homfert mobile site.
Placing a Cash on Delivery (C-o-D) order
Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select "Pay By Cash on Delivery". Enter the CAPTCHA text as shown, for validation. Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment, which includes the cash on-delivery charge( Rs 100 per order) to our courier partner at the time of delivery of you order to complete the payment.
Terms & Conditions:
- The maximum order value for C-o-D is ₹2000
- Gift Cards or Store Credit cannot be used for C-o-D orders
- Cash-only payment is allowed at the time of delivery.
What is the credit card EMI option?
With our credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from leading banks.
You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.
How do I make a payment using the credit card EMI option?
Once you've added the desired items to your shopping cart, proceed with your order as usual by entering your address. When you're prompted to choose a payment mode for your order, select 'EMI' & follow these simple steps:
- Choose the credit card issuing bank you wish to pay from
- Select the EMI plan of your preference
- Enter your credit card details
- Click 'Save and Pay'
Please note that the full amount will be charged on your card on the day of the transaction.